Chairman’s Message


Dear Valued Customers and Community Members,

I am delighted to address you as the Chairman of the Board of Ozarks Federal Savings and Loan Association as we begin the celebration of our 93rd birthday. For almost a century, our institution has been an integral part of our communities, providing financial stability and support to our customers.

Ozarks Federal Savings and Loan Association has a remarkable history, rooted in resilience and perseverance. We were founded amidst the challenging times of the Great Depression by the visionary Coghill brothers. Their unwavering determination inspired them to establish this institution, aiming to uplift the lives of our fellow citizens during a time of economic hardship.

As a mutual savings and loan association, we take pride in our unique structure, which sets us apart from traditional banks. At Ozarks Federal, our customers are not merely clients; they are owners. This means that as our valued customers, you have a voice in the decision-making process and share in the success of our association. We prioritize your financial well-being above all else, and our dedicated team works tirelessly to provide you with personalized service, innovative products, and competitive rates.

Throughout our 93 years of operation, we have remained steadfast in our commitment to the community. We understand the importance of investing in local businesses and supporting initiatives that drive economic growth. By partnering with various organizations and participating in community development programs, we strive to make a positive impact in the lives of our customers and neighbors.

As we move forward, we are excited to embrace the future while staying true to our founding principles. Technology continues to evolve, and we are committed to providing you with convenient and secure digital banking solutions that complement our traditional in-person services. Whether you prefer to visit our branches or access your accounts from the comfort of your home, we will be there to serve you every step of the way.

We would like to express our deepest gratitude to all of our loyal customers and dedicated employees who have been instrumental in our success. It is your trust and support that has allowed us to grow and thrive over the years. We remain firmly committed to maintaining the highest standards of integrity, transparency, and customer satisfaction.

Thank you for being part of the Ozarks Federal family. We look forward to continuing this journey with you and helping you achieve your financial goals for many years to come.



David's Signature 2

David Buerck
Chairman of the Board

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