Mortgage Loan Resources

Learn about loan options and special programs that can make homeownership possible for eligible borrowers.


Consumer Connect

Consumer Connect is Ozarks Federal’s mortgage education site and mortgage application portal. The link will guide you to additional information about applying for a mortgage loan, helpful tools to help with your home buying decisions, information about our loan officers, and more. You can apply for a mortgage loan here and your application will be submitted to your loan officer. The site also offers you the ability to safely and securely submit and receive loan documentation. Click the link below today to learn more.


Know Your Credit

Your credit score and its underlying history are some of the most vital parts of your financial life. Your credit score follows you forever, and it will play a huge role in many major financial situations throughout your life.

Learning About Your Credit

When you are applying for a new credit card or a loan, there is a great deal to understand so you can make smart financial decisions. The Federal Reserve's Consumer's Guide to Credit Reports and Credit Scores is a helpful tool that provides practical answers to questions about credit reports, credit scores, and the importance of protecting personal credit histories.

Learn More

Annual Free Credit Reports

Staying on top of your credit score is one way to monitor your financial wellness. Access your free credit report from these three major credit reporting agencies, Equifax, Experian, and TransUnion, with or call toll free: 1 (877) 322-8228.

Apply Now

Apply for a mortgage loan today with Ozarks Federal.



There’s no one-size-fits-all solution for home loans. Use our calculators to help you learn more and make the best decisions for your situation.

View Calculators

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