Savings Accounts

Ozarks Federal has an account for everyone. Choose the one that is perfect for you.

Savings

If you want to open a checking account or savings account, we have a variety of options to fit your personal needs. The perfect account is right around the corner – scroll down to learn about how we can help you move, manage, and maximize your money.

Compare Savings Rates

*For additional information, contact an account specialist at any of our locations.

Classic Statement Savings *

Available to individuals, not-for-profit organizations, and businesses including corporations and limited liability companies
Minimum balance to open account is $100
Monthly service fee $5.00 if average daily balance less than $100
Paper statement fee $5.00 if not enrolled in eStatements
Interest rate subject to change at any time

two people looking at a map on a table.

Benefits:

  • Interest compounded quarterly
  • Quarterly statements provided
  • ATM card available
  • Unlimited deposits and unlimited withdrawals

Children’s Statement Savings *

Available to children age 16 or under at time account is opened
Minimum balance to open and maintain is $25
Interest rate subject to change at any time

a young girl is carrying a box in a living room.

Benefits:

  • Interest compounded quarterly
  • Quarterly statements provided
  • Unlimited deposits and unlimited withdrawals

a group of people sitting at a table working on laptops.

For wiring instructions, call an Account Specialist at
(866) 546-7408.

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Contactless Instant Issue Debit Cards are available.

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Report lost or stolen card after hours by calling (800) 472-3272.
During regular business hours, please call (866) 546-7408.