Checking and Savings Accounts

Ozarks Federal has an account for everyone. Choose the one that is perfect for you.

 

Checking

If you want to open a checking account or savings account, we have a variety of options to fit your personal needs. The perfect account is right around the corner - scroll down to learn about how we can help you move, manage, and maximize your money.

Features

Classic Now

Premier 50 NOW

Checking 101

Everyday Checking

Organizational NOW

Small Business

Money Market

Minimum Opening Deposit

$50

$50

$25

$50

$100

$100

$500

Unlimited Check Writing

X

X

X

X

X

X

 

Debit/ATM Card

X

X

X

X

X

X

 

Free Checks
(One box at opening)

X

X

X

X

     

Interest Bearing Account

X

X

       

X

Average Daily Balance to Avoid Service Charge

$500

N/A

N/A

N/A

$500

$1,000

$500

Monthly Service Charge

$7.50

None

None

None

$5.00

$10.00

$7.50

Paper Statements with Check Images

$5.00

$5.00

$5.00

$5.00

$5.00

$5.00

$5.00

eStatements with Check Images

X

X

X

X

X

X

X

FREE Internet Banking

X

X

X

X

X

 

X

FREE Online Bill Pay

X

X

X

X

 

 

X

Mobiliti

X

X

X

X

   

X

Available to:

All Customers

Individuals over 50 or couples if one spouse is over 50

Students 16-26 years of age

All Customers

Not-for-Profit Organizations

Sole Proprietorships, Partnerships, Limited Liability Companies, Corporations

All Customers

Savings

Classic Statement Savings *

  • Available to individuals, not-for-profit organizations, and businesses including corporations and limited liability companies
  • Minimum balance to open account is $100
  • Monthly service fee $5.00 if average daily balance less than $100
  • Paper statement fee $5.00 if not enrolled in eStatements
  • Interest compounded quarterly
  • Interest rate subject to change at any time
  • Quarterly statements provided
  • ATM card available
  • Unlimited deposits and unlimited withdrawals

Children’s Statement Savings *

  • Available to children age 16 or under at time account is opened
  • Minimum balance to open and maintain is $25
  • Interest compounded quarterly
  • Interest rate subject to change at any time
  • Quarterly statements provided
  • Unlimited deposits and unlimited withdrawals

*For additional information, contact an account specialist at any of our locations.

Wire Transfers

For wiring instructions, please contact an Account Specialist at 1 (866) 546-7408.

Order Checks

Order checks at https://www.harlandclarke.com/payments/products-shop

Debit Cards

Instant Issue Debit Cards are available in your choice of nine different images.

Report a Lost or Stolen Debit Card

Report lost or stolen card after hours by calling (800) 472-3272. During regular business hours, please call (866) 546-7408.

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